5 gross operating income to be multiplied by 2

Summer 2005. On a road to the American West, a black Harley-Davidson revs with onboard Jean-Paul Chifflet, accompanied by his wife. "We've come 5,000 miles in 15 days.". "It was wonderful to discover US in this way," remembers this member of the Harley-Davidson of Lyon club which does not hesitate to wear the jacket and trousers of leather for bikers. Who is replacing Yves Couturier as Secretary General of the National Federation of agricultural credit (CANF) is not always the look of the classic banker.

Yet, the handyman of fifty-seven years, a graduate of the Institute of high finance in Paris, is a product of the Green Bank: entered in twenty-four years to fund regional Southeast as head of the commercial animation, it gradually climbed the levels which led him after three mergers to six years the branch of the Credit Agricole Centre-Eastto the second regional fund behind the Ile-de-France.

His record is telling: between 1999 and 2006, the net banking product has increased by 50 while the progression of the charges has been limited to 6.5, gross operating income to be multiplied by 2.4 and net income by 3.3! With a drastically reduced from 69 to 49 exploitation coefficient, East Central is best student of the Green class. The Fund is also the first shareholder of the SAS La Boétie, with 5.2 of the capital, result of the merger between Southeast and Ain Saône-et-Loire.

A gentleman banker

In manager prudent but follower of the movement, Jean-Paul Chifflet don't like putting all his eggs in one basket. His credo: "the profitability of today, it is the development of tomorrow." Its bearings: promotion within the company, the customer satisfaction, the conquest of new customers, market share gains and financial results. Secret weapon: the anticipation. "I construct my plan of March 2012 in mind to 2018!", he assures. This is the ability to see far as he wants to take advantage of in his new functions.

Very involved in the life of the Federation since 2001 and that of the Group he is President of Pacifica, Director of Prédica, and Calyon Bank management private Indosuez , Jean-Paul Chifflet will continue the work begun by Jean-Marie Sander and Yves Couturier. This energetic deemed man, who will share his time between Paris and Lyon, means "make its stone to the European development of the Group and facilitate regional caisses in France the new trade offensive." At the same time, he wants to contribute to meeting the huge human challenge posed by such ambitions. By adding of course his personal touch.

First, very fine knowledge of the leaders of funds, acquired particular between 1997 and 1999 to famous management of relations with the unions regional then regarded as the arm of the Caisse nationale de Credit Agricole inspection. A prominent position during which he was particularly obliged to put under Trusteeship Fund of Corsica, in the sights of justice after the assassination of prefect Erignac. His combativeness then. This former third rugby line position usually held by a player can experience to guide the team in the mixed knows of course play collective, but is not afraid to pin the opponent. "Rugby, on a more fun to give than to receive", slips with a smile. Deemed end negotiator, also knows delegate and take back.

Finally, he is a man of the Earth... Lover of wine, it has become wine a few years ago with purchaser of one hectare of Saint-Joseph a côte-du-rhône around his birthplace, at Tournon. "It is an old passion, like the motorcycle, it allows me to interact with people in another way," he said. He spent many of his weekends with his wife, two great children found for the grape harvest. A gentleman banker with both feet in the same shoe.